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Determinants of Profitability of Indian Public Sector Banks
Abstract
In this study, we have analyzed the determinants of profitability of Indian Public Sector Banks which reveals four independent variables that affect the net profit: Non-performing assets, Credit Deposit Ratio, Net Interest Income and Operating Expenses. We have used the Multiple Regression Model for its analysis. We found out that, only two of these independent variables i.e. Credit Deposit Ratio and Net Interest Income affect the net profitability of Indian Public Sector Banks in a major way.
Keywords
Non-performing assets, credit deposit ratio, net interest income, net profitability, multiple regressions
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This article is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. This article can be used for non-commercial purposes. Mentioning of the publication source is mandatory while referring this article in any future works.
